Failing To Insure Your Vehicle - The Consequences
Anyone who drives on national roads with having proper cover is not only doing so illegally but is risking everything. Even though this is case, 10% of drivers both in the US and the UK still use their vehicles without it and risk the consequences. Lets look at 3 of the main problems that will soon be coming your way if you ignore the law and choose to drive without proper cover.
Penalties. If you get found without insurance there are a number of different penalty options that you can have thrown at you depending on where you are driving. Getting points put on your lenience is one of the most common and this will have a knock on effect for things like future insurance costs and even employment. For example, if you want to take a driving job, you will more than likely need to have completely clean licence. In most cases a fine will be slapped on your as well, which unfortanatly will more certainly be a greater amount that your insurance premiums would have been. If you are an employer and you don’t have business van insurance for instance, you may even lose your whole fleet of vehicles.
Damage. If you are unfortunate enough to be involved in vehicle accident and you don’t have insurance, the fees for damage caused will take your breath away. Not only will you be forking out for any damages inflicted to your own vehicle but if your to blame for the accident then you could be picking up the bill for a number of other people’s vehicles. People can also be charged for damage to the road, signs and even damaged trees.
Medical fees. If the worst should happen and you are involved in an accident that is your fault and causes people to suffer injuries, you’ll soon have some big extra costs to face. Medical costs have a tendency to increase quite dramatically over time and you can continue to pay for months and years after the incident for various on going treatment such as counselling and physiotherapy. To be honest, you’ll end up spending a great deal more that it would have cost you to get cover to start with
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